23 September, 2014
22 September, 2014
Authority warns that firms must demonstrate that they provide appropriate advice, do not charge unfair fees, and have adequate processes for handling client money when assessments for consumer credit authorisation start next month.
15 September, 2014
Finding of Children's Society survey as new report calls for restrictions on loan advertising to join those already in place to protect children from adverts for gambling, alcohol, tobacco and junk food.
5 September, 2014
In force from 26 September 2014, new regulations that amend the Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007 and prescribe information and forms of wording which must be included in certain statements and notices which creditors and owners are required to give to debtors and hirers under the Consumer Credit Act 1974.
4 September, 2014
Response sets out 'Blueprint for Development' based on enabling legislation and proportionate regulation; sound governance and strong management; sustainable business models, products and services; and appropriate investment.
27 August, 2014
New report from Citizens Advice Scotland which finds that consumers can experience significant detriment and hardship caused by the (often unintentional) use of a credit broker.
22 August, 2014
22 August, 2014
New regulations that set out the procedure for the making of applications to, and decisions by, the Accountant in Bankruptcy under the Bankruptcy (Scotland) Act 1985 as amended by the Bankruptcy and Debt Advice (Scotland) Act 2014.
22 August, 2014
New regulations that re-enact, with modifications, the Bankruptcy (Scotland) Regulations 2008 following amendments to the Bankruptcy (Scotland) Act 1985 as amended by the Bankruptcy and Debt Advice (Scotland) Act 2014.
19 August, 2014
Financial Services Ombudsman warns consumers about websites that take hundreds of pounds on the promise of finding cheap credit, only for the loans never to materialise.
15 August, 2014
Fact that working households who are ‘housing pinched’ and in the bottom half of the income distribution have so little left over, in cash terms, to pay for other things, is a real cause for concern, says Resolution Foundation.
12 August, 2014
Money to support 26 projects across Scotland providing services that include increasing food provision, promoting healthy eating, benefits and other advice and linking food providers across a local area.
12 August, 2014
Guardian reports on pilot scheme of new service introduced after survey revealed that many food bank clients had payday loans.
6 August, 2014
Consultation will also consider increasing the bankruptcy debt threshold which has been set at £750 for almost 30 years.
28 July, 2014
Centre for Social Justice sets out major package of personal debt reforms designed to 'bring fairer banking to Britain’s poorest communities and challenge the monopoly of mainstream banks and payday lenders'.
24 July, 2014
New report estimates that, by 2018, number of households spending more than one-third of their after-tax income on mortgage repayments increases from 1.1m to 2.3m, whilst number spending more than one-half of their after-tax income on all forms of debt repayments increases from 0.6m to 1.1m.
23 July, 2014
However, personal insolvencies have decreased over the same period, according to official statistics from Accountant in Bankruptcy.
23 July, 2014
New report focuses on the effects of workers being guaranteed no set amount of work any given week, with CAB clients being forced to borrow from payday lenders and resort to food banks because of significant variances in pay.
23 July, 2014
New proposals include legal obligation for government to raise as many fuel poor homes as reasonably practicable to a Band C energy efficiency rating by 2030.
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