× Search rightsnet
Search options

Where

Benefit

Jurisdiction

Jurisdiction

From

to

Forum Home  →  Discussion  →  Universal credit administration  →  Thread

New UC web pages from Citizens Advice

shawn mach
Administrator

rightsnet.org.uk

Send message

Total Posts: 3784

Joined: 14 April 2010

FIT Advisor
forum member

benefit advice officer, three rivers housing association, co durham

Send message

Total Posts: 144

Joined: 18 June 2010

It is very good, will definitely promote it.

JFSelby
forum member

Benefit caseworker (SDAIN project) - Selby CAB, North Yorkshire

Send message

Total Posts: 54

Joined: 17 May 2011

In an area with no Universal credit atm but can someone assist me

I previewed the pages and like them but have a question

says no homeowners can apply but all the information I have suggests there is mortgage interest relief as their is in IS/ESA etc and the latest budget suggests this will at some point become a loan and have to be paid back

Have I missed something simple ?

Jon Blackwell
forum member

Programmer - Lisson Grove Benefits Program, Brighton

Send message

Total Posts: 501

Joined: 18 June 2010

JFSelby - 24 July 2015 09:35 AM

In an area with no Universal credit atm but can someone assist me

I previewed the pages and like them but have a question

says no homeowners can apply but all the information I have suggests there is mortgage interest relief as their is in IS/ESA etc and the latest budget suggests this will at some point become a loan and have to be paid back

Have I missed something simple ?

UC inludes owner-occupier housing costs (in a similar way to legacy benefits.)

However the gateway conditions which control who can make a new claim for UC (outside the digital trial area)  currently exclude owner-occupiers.

 

paulmoorhouse
forum member

Central and South Sussex CAB

Send message

Total Posts: 96

Joined: 25 January 2012

The requirement that you are not a homeowner is a ‘gateway condition’ currently operating in all areas other than Croydon and Sutton. Assuming that you are looking at this page ‘https://www.citizensadvice.org.uk/benefits/universal-credit/before-you-apply/universal-credit-eligibility/’

it is listed BELOW the header:

‘The following conditions will also apply (unless you live in Sutton or Croydon)’

I think that’s the simple thing you’ve misssed

You are however right, once UC is fully rolled out then homeowners will be included as well but they are too complicated for the system to handle at the moment ...

JFSelby
forum member

Benefit caseworker (SDAIN project) - Selby CAB, North Yorkshire

Send message

Total Posts: 54

Joined: 17 May 2011

thankyou a collegue here who worked at DWP ( not in benefits) said when i asked out loud in the week

‘probably because they cant get the computer system working with mortgages’

thankyou all for the imput

question answered thanks all

Gareth Morgan
forum member

CEO, Ferret, Cardiff

Send message

Total Posts: 2004

Joined: 16 June 2010

The help for homeowners differs crucially in one area from other MTBs.  No help at all if there are any earnings - the ‘Zero Earnings’ rule..  This is offset, for some, by a higher level of disregarded income.  The recent changes in Work Allowances will alter the situation in many cases though.  Our Future Benefits Model is still running the owners scenarios but I should have some figures soon.