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Forum Home  →  Discussion  →  Universal credit administration  →  Thread

Benefit cap, debt recovering = £68 a month to live on!

JojoMitchell
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Disability Law Service, London

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Hi there
Looking for guidance while we wait on a late MR for LCWRA.  Client is single and is in LCW for UC from Feb 2019.  Prior to this was on JSA. 

Her SA for UC is £317.82 less benefit cap of £203.65, advance £15.89, DWP o/p £10, HB o/p £10 & tax credit o/p of £10 = £68 to live on.  She has exhausted local food banks.

Once she’s hopefully put in the LCWRA this will remove the benefit cap but in the meantime she is pretty much destitute.  Her private rent/housing element of £1170 is paid direct to her landlord.

Any options?  PIP is on appeal too.

Many thanks!

Charles
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Accountant, Haffner Hoff Ltd, Manchester

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How about applying for a DHP?

See para 2.11 here.

[ Edited: 5 Nov 2019 at 01:42 pm by Charles ]
JojoMitchell
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Disability Law Service, London

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Sorry, missed out in my post that he has a DHP.

Va1der
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Welfare Support Worker - Community Renewal Edinburgh

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JojoMitchell - 05 November 2019 04:05 PM

Sorry, missed out in my post that he has a DHP.

How much is the DHP?

By a quick QBC she should have £68 to live on before any DHP…

JojoMitchell
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Disability Law Service, London

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His DHP is £20 pwk.

Paus17
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Epping Forest CAB

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Apply for a Debt Relief Order? That would get rid of the overpayments and give her another £30 per week.

JojoMitchell
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Disability Law Service, London

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I will suggest this to her - I’m not a debt adviser but this could be her way out of debt.

Thanks everyone 😊