AIP and home reversion

Does capital obtained from equity release/home reversion , count as retirement income and will therefore not need to be disclosed in an AIP? or does it need to be disclosed. CPAG 476 specifies capital only…....client wasnt thinking of releasing the capital when he initially claimed.
Thank you

Is this within an AIP?  If so, how far into it?

There is a question within the claim for PC which looks at ‘expectation’ of capital or income within the next 12 months.

My own interpretation of that is that, in order to be ‘expected’, it should be something that will happen without depending on any action by the claimant.  The only thing that would override that is where there has already been a firm intention formed, or action taken, which is completely within the control of the person.

There may also be a difference around reversions / ER because, of course, the home is an ignored asset so disposal of it may fall outside the usual rules, dependant upon the way in which it is done.