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Forum Home  →  Discussion  →  Benefits for older people  →  Thread

Mortgage interest

Toots
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FAB Team, South Gloucestershire Council

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Total Posts: 2

Joined: 12 November 2010

Would mortgage interest continue to be paid on a property which is disregarded for 26 weeks when the customer enters a care home? Would the mortgage interest be paid if the customer accepted a tenancy in Extra Care Housing claiming Housing Benefit?

Ariadne
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Social policy coordinator, CAB, Basingstoke

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Joined: 16 June 2010

Gut reaction: mortgage interest is only payable on the dwelling occupied as the home. If the admission to the care home is intended to be permanent, rather than short-term with an intention to return, then it seems to me that the dwelling has ceased to qualify for interest payments.