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Help with Housing costs and Buildings Insurance

RAISE Advice
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RAISE Benefits Advice Team, Liverpool

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Total Posts: 151

Joined: 21 June 2010

I have a client who owns her own flat in an apartment block. She claims Income-related ESA.  One of the payments she has to make (in addition to service charges and ground rent) is Buildings Insurance. It is a condition of the tenancy. I can’t find any clear direction in the Regulations as to whether this is covered as “other housing costs”  Anyone know the answer?  Thanks Ruth

RAISE Advice
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RAISE Benefits Advice Team, Liverpool

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Total Posts: 151

Joined: 21 June 2010

Just found the answer to my query. Yes if it is a condition of occupying the property R(IS) 4/92