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Penny Pinching in UC
Minimum Income Floor for ‘gainfully self employed’.
As above implicit in Andrew and Victoria’s points re Overpayments no ‘code of practice’ regarding recovery.
Edited because of an omission.
[ Edited: 19 Feb 2020 at 05:13 pm by Andyp5 Citizens Advice Bridport & District ]Tariff Incomes rules - on legacy £1/£250 savings above £6000 but under UC it is £4.35/£250 above £6000.
Tariff Incomes rules - on legacy £1/£250 savings above £6000 but under UC it is £4.35/£250 above £6000.
It’s £4.35 per month, legacy is £1 per week, so works out the same.
EEA Couples who are not married or in a civil partnership. Both have to have an individual Right to Reside unlike legacy benefits where one could have a Right to Reside through the other. Treated as single if only one has Right to Reside but other partners income/capital is taken in to account.
Jim
- HB size criteria loopholes/quirks for joint private tenants have been eliminated from the UC size criteria:
> non-dependant counted multiple times
> joint tenants who form a common household counting as occupiers on one another’s claims
- protection of benefit rate after death will often work out less generous than HB, especially in areas with high LHA rates (whole max amount for 3m v rent only for 12m)
- no temporary protection of housing element for people who were able to afford their rent when they moved in
- taper arithmetic harsher for people who work and do not pay rent in the income range where some Tax Credit would be retained
- £1-for-£1 tapering of unearned income against housing element as opposed to 65% in HB
To be fair you could also compile a list of instances where UC is more generous and it would be just as long. But that’s no consolation to the people affected by the items on this list.
As far as I know- UC Housing Costs stop after 6 months whilst you are an inpatient in a hospital. They stop after 12 months under Housing Benefit.
To be fair you could also compile a list of instances where UC is more generous and it would be just as long. But that’s no consolation to the people affected by the items on this list.
There do seem to be a lot of examples where the people struggling the most are the losers. My example of non-dependant deductions is a particularly clear cut one where the poorest lose and the richest (at least in terms of high income non-dependants) gain.
Additional disregards for people not claiming housing costs (that can still apply for those getting help for mortgage), help with child care costs but only if you can afford a couple of months up front, the loses that seem to particularly target those who are disabled and have disabled children, loses for young single parents, the absolutely horrendous debt recovery issues…
(The loss of HB matching what you were paying hits better off people more. But hits most people a bit because so few rents are now covered).
It does not feel like a random distribution of loses and gains.