Discussion archive

Top Pension Credit topic #1395

Subject: "deprivation of capital" First topic | Last topic
Steph
                              

advice service co-ordinator, Argyle Advice Project, Glasgow G3
Member since
19th Aug 2008

deprivation of capital
Mon 08-Dec-08 11:54 AM

I have a pensioner who has blown £75k in less than a year on gambling.
He has a compulsary purchase order on his home and received the money. He is a gambling addict and he has all of his slips for the last year.
Is there any case law to support such a claim for PC.

  

Top      

Replies to this topic
RE: deprivation of capital, ken, 08th Dec 2008, #1
RE: deprivation of capital, Steph, 08th Dec 2008, #2
      RE: deprivation of capital, Tony Bowman, 17th Dec 2008, #3
           RE: deprivation of capital, Steph, 18th Dec 2008, #4
                RE: deprivation of capital, Tony Bowman, 19th Jan 2009, #5
                     RE: deprivation of capital, johnny, 23rd Jan 2009, #6
                          RE: deprivation of capital, Steph, 30th Jan 2009, #7

ken
                              

rightsnet, lasa
Member since
28th Jul 2005

RE: deprivation of capital
Mon 08-Dec-08 12:55 PM

For pension credit purposes, you are treated as having notional capital if you deliberately deprive yourself of capital in order to claim or increase benefit (regulation 21 of the State Pension Credit Regulations 2002).

In your client's case it sounds more like he's a gambling addict than someone who motivation was to claim benefit.

  

Top      

Steph
                              

advice service co-ordinator, Argyle Advice Project, Glasgow G3
Member since
19th Aug 2008

RE: deprivation of capital
Mon 08-Dec-08 01:05 PM

Thanks Ken
Thats what I thought myself.

  

Top      

Tony Bowman
                              

Welfare Rights Advisor, Reading Community Welfare Rights Unit
Member since
25th Nov 2004

RE: deprivation of capital
Wed 17-Dec-08 08:26 PM

Wed 17-Dec-08 08:27 PM by Tony Bowman

Sounds legit to me and worthy of argument around 'significant operative purpose', but be prepared for a fight!

I have forthcoming appeals for a client who got rid of the same amount in three weeks! The PS's administration of his supersession appeal and new claim has been far more biased than usual (they probably think it's sewn up!), resulting in serious delays and problems with the administration of his appeal and new claim - even when client was seriously facing homelessness. I did far more than they asked for to assist the DM process as well.

Maybe the time of year will help...

GL!!

  

Top      

Steph
                              

advice service co-ordinator, Argyle Advice Project, Glasgow G3
Member since
19th Aug 2008

RE: deprivation of capital
Thu 18-Dec-08 07:06 AM

thanks Tony
I have spoken to client and he given me betting slips for the last few months. shoe box full...interesting times ahead. I sent a covering letter with the new claim I know that this claim will take several weeks/months, fortunately client has IB in payment..

  

Top      

Tony Bowman
                              

Welfare Rights Advisor, Reading Community Welfare Rights Unit
Member since
25th Nov 2004

RE: deprivation of capital
Mon 19-Jan-09 12:23 PM

Steph,

Just wondering how you are getting on with your case? Mine is going from bad to worse and the apparent judgementalism of the pension service has caused all kinds of headaches with both the old, superseded claim, and the new claim.

I've just sent a stage 2 complaint and it looks like we're in it for the long-term with this one. How about your case? Are you fairing any better?

Tony

  

Top      

johnny
                              

money adviser, keynote housing association, birmingham
Member since
23rd Jun 2005

RE: deprivation of capital
Fri 23-Jan-09 09:53 AM

several years ago i had a similar case. my client blew approx £150000 in 18 months and had his claims for pension credit and housing benefit refused as he couldnt acount for where the money went.

eventually he came clean and admitted to have gambled it away, having previously denied that was the case.

until he admitted to gambling, the case was going nowehere as he tried to pin the blame anywhere except at himself, including at one time trying to suggest the bank had fleeced him. once he came clean, all parties seemed to accept he hadnt intentionally deprived himself of his capital and his claims were processed.

  

Top      

Steph
                              

advice service co-ordinator, Argyle Advice Project, Glasgow G3
Member since
19th Aug 2008

RE: deprivation of capital
Fri 30-Jan-09 08:51 AM

The case is still at the pension service awaiting an assessment. I told them that I have the 'bookies lines' but they haven't come back to me yet. HB/CTB have already disallowed the claim.

I will let everbody know whenever I get a decision..
Tony 19/01/09... Sorry for the delay too busy chasing funding to do my job....

  

Top      

Top Pension Credit topic #1395First topic | Last topic