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Top Incapacity related benefits topic #120

Subject: "PCA assessments." First topic | Last topic
wba
                              

welfare benefits adviser, age concern, south lakeland
Member since
02nd Feb 2004

PCA assessments.
Fri 02-Apr-04 10:37 AM

I have a client who has received IB since July 2003 and suffers from COPD , emphysema and possibly asthma. His PCA was returned with not enough points to qualify for IB. We are putting in for an appeal. However , he is 64 and does not want to claim IS , although he has a current Med. Cert , as he does not want to disclose his savings. I have advised him to claim JSA , the contributory element ,until the appeal is heard. Is this the correct course of action for my client??
Any advice would be greatly appreciated.

  

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Replies to this topic
RE: PCA assessments., ken, 02nd Apr 2004, #1
RE: PCA assessments., Paul Treloar, 02nd Apr 2004, #2
RE: PCA assessments., wba, 08th Apr 2004, #3

ken
                              

Charter member

RE: PCA assessments.
Fri 02-Apr-04 01:13 PM

As your client is 64, and presumably single from what you've outlined, claiming IS is no longer an effective option, as he would now need to claim Pension Credit.

Any such claim for PC can even be backdated to October 2003. It may be quite possible that even if your client's only income then was his ICB, that he may qualify for PC from that date.

An additional advantage to PC is that there is no upper capital limit, and he may potentially far better off financially being on PC, rather than just contributory based JSA.

In fact, with the introduction of PC, there is probably now no financial advantage to him even pursuing any ICB appeal.

It's not clear why your client does not want to disclose his savings to the DWP, and if this is just a "principled objection" on his part.

However, given he is 64, the issue of claiming PC rather than just say getting by on say just contributory based State Retirement Pension would seem to be a consideration quite soon anyway.

If his ICB appeal "drags on", even claiming contributry based JSA will not be an option once he is 65.

  

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Paul Treloar
                              

Policy Officer, London Advice Services Alliance, London
Member since
21st Jan 2004

RE: PCA assessments.
Fri 02-Apr-04 01:45 PM

Needs pointing out that there is a tariff income for the Guarantee Credit of £1 assumed income for every £500 increment on savings/capital over £6000. So there may be no upper capital limit but the client will have to disclose details of savings.

Also, the Savings Credit only kicks in at 65 years of age.

More on the Pension Credit can be found at http://www.lasa.org.uk/review/review101.pdf

  

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wba
                              

welfare benefits adviser, age concern, south lakeland
Member since
02nd Feb 2004

RE: PCA assessments.
Thu 08-Apr-04 10:57 AM

Many thanks for your help and for taking the time to reply.

  

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