Hi all,

Can anyone let me know if there are specific provisions for dealing with a payment of life assurance (way in excess of the capital limit) to the surviving spouse when she is in receipt of IS.

I don't know of any legislative provisions, but I am wondering if there is anyhting in case law or just general experience. Could she put it into a discretionary trust which she would not have direct unfettered access to? She has also mentioned using the capital to purchase a house for her children. Is she likely to get caught by the deprivation rule.

Thanks all.

Lee