Without wishing to put you on the spot, I'd be interested to understand the logic which suggests that if £3 a week is all that can be afforded, why a history of broken payments means that more should be paid? I'm sure it's not intended to be, but it does come across as punitive and I have heard such things said before by LA revenues staff, though I'm not suggesting for one minute that you subscribe to such views.
The local authority's discretion to accept repayment terms is by no means unchallengeable. LAs are public bodies and must abide by the law in all their activities as much as any of the rest of us have to.
A LA's refusal to accept a reasonable repayment offer may raise various public law issues including:
1) Unreasonable use of discretion - challengeable by judicial review. 2) Breach of the LA's fiduciary duties by increasing the likelihood of higher debt recovery costs and for refusing to accept a payment. If payment is made, the LA are normally duty bound to take it - exceptions being things like cheques written on cows and piles of loose pennies. (Also Judicial Review and possibly of interest to the District Auditor). 3) ECHR issues around disproportionate use of local authortiy power against an individual (esp for smaller debts or a vulnerable individual)- (again JR). 4) Complaint to the Local Government Ombudsman for maladministration (i.e. because of unfairness and not offering an adaquate remedy when one is due, see R v Parliamentary Commissioner for Administration ex p Balchin).
All fairly heavy stuff but if the LA are willing and able to use drastic remedies, such as taking away personal posessions or even imprisonment to protect their interests, so must we for our clients.
Actually starting to make the reasonable payment strengthens one's hand considerably and might possibly create an estoppel preventing the LA from taking further action, as well as reducing the debt.
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