Catrina - best of luck to you and to Andy in you respective cases. Remember that you can't make too much of an issue of why the estranged spouse moved into the house, nor (to any great extent) that they have separate bedrooms. On the latter point, to give an example, a daughter could live in her mother's house and have her own bedroom, obviously enough, but if she didn't arrange her day-to-day living, cleaning, laundry, shopping, cooking, eating, etc, separately from mum, she'd be a non-dependant member of mum's household.
The danger for your cases will be if (for practical reasons) the spouse doing the caring does in fact pool resources in the way described above. Generally speaking, the carer should be trying to live separately as far as his caring duties will allow.
Jim
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