Just checking, colleagues. I could see no way within tax credits to address this issue, but just in case anyone else can...

Client has been a high earning company director. Company has gone bankrupt. He now has no income or savings - but for the first nine months of current tax year earned enough to disqualify even from family element of CTC on a current year's estimate. Obviously, from April onwards, he might qualify on next year's estimated income, but until then it looks as though he has to keep himself, partner and four children on basic IB-JSA.

Any suggestions gratefully received.

He should be entitled to maximum child tax credit if he is in receipt of Income Based JSA. His income for the rest of the year doesn't matter. could also get h/ctb on that basis although i assume that he owns his own house given previous income

Course he should! temporary blind spot there..

thanks Poll