Debt news and case law

21 October, 2021

Third of low-income households are in arrears on essential bills or credit commitments

In light of new analysis, Joseph Rowntree Foundation calls for reinstatement of £20 universal credit uplift and doubling of £500 million funding for Household Support Fund

8 October, 2021

Welsh Government launches consultation on increasing income thresholds for collecting unpaid council tax through an Attachment of Earnings Order

Proposals include uprating thresholds to reflect increases in cost-of-living so that people paying their council tax in arrears ‘would retain more of their weekly or monthly earnings and spread the cost of their debt’

8 October, 2021

Retaining measures in expired Temporary Insolvency Practice Direction concerned with permanent changes to the way insolvency business is handled in the courts

New Direction applies to all insolvency proceedings throughout the Business and Property Courts from 30 September 2021

29 September, 2021

Northern Ireland High Court rules that creditor’s statutory demand should be set aside as it failed to set out clear and accurate details of sum owed

May v Ulster Bank Ltd [2021] NICh 11

8 September, 2021

Government announces financial measures to support the introduction of pilot No-Interest Loans Scheme

Treasury Minister says government support will facilitate lending to consumers in vulnerable circumstances who would benefit from affordable credit as an alternative to high-cost credit

27 August, 2021

New MaPS tender opportunity represents the ‘largest ever investment’ in debt advice services in England

Three to five-year contracts available under recommissioning exercise will cover national and regional debt advice provision, small business debt advice and the administration of Debt Relief Orders

26 August, 2021

Ombudsman finds multiple failures in council’s handling of resident’s request for help managing his council tax bill and arrears during the Covid-19 pandemic

New report highlights council’s failure to publish any information about a discretionary relief policy ‘risks significant injustice’

25 August, 2021

High Court rejects creditor’s application to cancel breathing space mental health moratorium made on grounds that it ‘unfairly prejudiced’ their interests

Axnoller Events Ltd v Brake & Anor (mental health crisis moratorium) (Rev1) [2021] EWHC 2308

25 August, 2021

Cabinet Office launches Debt Management Vulnerability Toolkit to help promote fairness in government debt management practices

However, while welcoming 'much needed' guidance, Money Advice Trust says that further measures needed including legislation to ensure that those with government debt are treated fairly and have adequate time to repay

17 August, 2021 Open access

Extended Scottish ‘breathing space’ moratorium period during Covid pandemic should be made permanent, Scottish Government proposes

Consultation on Covid recovery policy includes proposal to keep the six-month moratorium and other easements introduced to support debtors through the Covid-19 pandemic

16 August, 2021

Government issues new council tax collection best practice guidance for local authorities

Introducing the guidance, Minister says 'tax collection and enforcement should never come at the cost of fair treatment of residents’

5 August, 2021 Open access

Extension of Covid-19 eviction and bankruptcy protections in Scotland to 31 March 2022

Coronavirus (Extension and Expiry) (Scotland) Act 2021 receives Royal Assent

2 August, 2021

High Court considers whether waiver has occurred where a party ignores irregular service and allows bankruptcy proceedings to continue

Sands v Dyer & Ors [2021] EWHC 2124 (Ch)

2 August, 2021

High Court considers whether respondent in bankruptcy proceedings had established a change of position, and whether this was a relevant factor in the court’s determination to grant no relief

Bucknall & Anor v Wilson [2021] EWHC 2149 (Ch)

26 July, 2021

Centre for Social Justice sets out proposals for Enforcement Conduct Authority to 'raise standards and protect vulnerable people', and ensure the enforcement agency is 'fit to meet the challenges of the coming decade'

Although falling short of full statutory regulation, debt advice agencies and other charities welcome proposals saying they represent an 'important opportunity' to set and enforce standards

6 July, 2021

Cancellation of up to £1,500 of a student’s living costs loan liability in Wales in the academic year 2021/2022

New statutory instrument

30 June, 2021 Open access

Extension of temporary Insolvency Practice Direction that adapts court processes to assist court users during the continuing Covid-19 pandemic

New Direction applies to all insolvency proceedings throughout the Business and Property Courts from 30 June 2021 to 30 September 2021

28 June, 2021

Court of Appeal considers whether a ‘reconstitution’ of a default notice is sufficient for a creditor to establish that it complied with the statutory requirements when serving it

Goodinson v PRA Group (UK) Ltd [2021] EWCA Civ 957

25 June, 2021 Open access

Coronavirus (Extension and Expiry) (Scotland) Bill approved by Scottish Parliament

Bill includes provision for Covid-19 eviction and bankruptcy protections to be extended by six months to 31 March 2022

Page 13 of 82 pages
‹ Previous
9
10
11
12
13
14
15
16
17
Next ›