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11 February, 2013

Average UK household debt rises to £5,946

New figures published by Credit Action show that average unsecured borrowing had been falling month-on-month since January 2010 with the exception of March, September and December 2012.

8 February, 2013

Santander UK Plc v Harrison & Anor

[2013] EWHC 199 (QB)

8 February, 2013

New protection for consumers paying for debt management advice

Government launches new Debt Management Plan Protocol that ensures consumers will not be charged any fees before signing a contract with a Protocol compliant debt management company.

8 February, 2013

Ministers plan changes to debt arrangement scheme in Scotland

Ministers said changes to the Debt Arrangement Scheme would freeze interest and charges at an earlier stage.

7 February, 2013

Reaction to increase in number of people sleeping rough

Leading organisations issue responses to new Department for Communities and Local Government figures.

7 February, 2013

Shelter reveals unaffordable housing costs

New analysis shows that the average family’s weekly shop would cost £453 if food had risen in line with house prices over the last 40 years.

6 February, 2013

Number of people rough sleeping rises by 6 per cent

New Department for Communities and Local Government publishes figures show the autumn 2012 total of rough sleeping counts and estimates in England was 2,309, up 128 from autumn 2011.

4 February, 2013

Extortionate fees charged by some letting agents are exacerbating the housing crisis

Local Government Association will be raising the issue, along with concerns about rogue landlords, at a select committee inquiry on private rented sector housing.

1 February, 2013

Individual insolvencies in 2012 down by 8.7 per cent from 2011

New Insolvency Service statistics also show that debt relief orders up on previous year by 7 per cent.

29 January, 2013

49 per cent of individuals consider financial debt to be a burden

Office for National Statistics figures show that between 2006/2008 and 2008/2010 the percentage of individuals considering their financial debt a burden increased by 1.9 per cent.

29 January, 2013

Money Advice Service on target to fund a 50 per cent year-on-year increase in free debt advice

Charity publishes independent evaluation of debt advice that shows that debt advice providers are delivering benefits to clients while increasing the number of people they help.

28 January, 2013

Lack of sanctions leaves ‘open door for abuse of power’ by bailiffs, say Citizens Advice

Charity calls on government to introduce 'license to enforce' in light of 38 per cent increase in problems with bailiffs being presented to bureaux.

25 January, 2013

Reaction to bailiff industry changes

Leading organisations issue responses to announcement of government's new rules for bailiffs.

25 January, 2013

Calls for help with council tax debts have increased by 40 per cent in last five years

Money Advice Trust estimates that this rise is partly down to the increasing use of bailiffs to collect debts owed to local authorities.

25 January, 2013

Vulnerable people to be protected from aggressive bailiffs

Government announces that bailiffs will be banned from entering homes when only children are present and at night and new safeguards will prevent them from using force against people who owe money.

24 January, 2013

Tackling fuel poverty in Scotland

The energy sector and the UK Government must take immediate action to help Scots facing the hardship of fuel poverty, says Housing and Welfare Minister Margaret Burgess.

24 January, 2013

UK households face debt interest payments of £189 a month on average

New report published by StepChange debt charity shows that interest takes up, on average, about 22 per cent of available funds after subtracting spending on essentials, such as food and transport, from the average after tax income.

23 January, 2013

Bank of Scotland Plc v Watson

[2013] EWCA Civ 6

23 January, 2013

Self-employed face highest debt burden, says StepChange Debt Charity

New Consumer Debt and Money Q3 report shows that self-employed people are struggling under a debt burden over four times greater than those in full or part-time employment.