Other areas of social welfare law

Debt

Page 2 of 23

20 January

Increased protection for customers where debt collection transferred to third parties

Lending Standards Board publishes new provisions which include that where a debt is sold, subscribers to Lending Code need to satisfy themselves that debt purchaser will continue to deal with customers in a manner consistent with requirements in Code.

20 January, 2012

19 January

Horler v Rubin & Ors

New Court of Appeal judgment that considers whether trustee was personally liable for misapplying proceeds of sale of company.

19 January, 2012

More than one in five people cut spending on gas and electricity to pay rent or mortgage

New Shelter research also shows that 34 per cent of people have spent less on food in the last 12 months.

19 January, 2012

17 January

Financial Ombudsman Service - Efficient handling of financial services complaints

National Audit Office publishes review of the efficiency of operations of the Financial Ombudsman Service.

17 January, 2012

16 January

43 per cent of people worried they can’t afford next fuel billl

New figures published by Citizens Advice also show that 53 per cent of people are having heating on less to cut energy bills.

16 January, 2012

11 January

Research predicts rise in demand for debt advice in first half of 2012

Research published by Money Advice Trust shows that number of people getting help from free debt advice agencies increased in 2011 to 1.54 million, up from 1.4 million in 2010.

11 January, 2012

4 January

Almost one million people have taken out payday loan to help pay their rent or mortgage

New survey from Shelter also shows that almost seven million people are relying on credit to help pay housing costs.

04 January, 2012

Parents who cannot afford to heat their home not getting help from energy suppliers

Government's Warm Home Discount reaches just 3 per cent of families at risk of fuel poverty and leaves 800,000 families in the cold, says Save the Children.

04 January, 2012

3 January

More people aged between 25 and 34 are turning to Debt Relief Orders than any other age group

Figures published by The Insolvency Service show that one in four people with Debt Relief Orders fall within this age group.

03 January, 2012

Cancer patients relying on charity handouts to pay for fuel bills

Macmillan Cancer Support has paid £2,548,563 to 12,669 cancer patients during 2011, up from £1.4m to 7,369 patients five years ago, reports bbc.co.uk.

03 January, 2012

20 December 2011

Reaction to Financial Services Authority Mortgage Market Review

Leading organisations issue responses to publication of mortgage review.

20 December, 2011

Debt Collection - supplementary Office of Fair Trading consultation

Consultation seeks views on specific practice of debiting money from an account in absence of having express authority to do so.

20 December, 2011

19 December 2011

New plans to ‘put common sense at heart of mortgage lending’

Financial Services Authority Mortgage Market Review aims to prevent recurrence of 'irresponsible lending' based on assumption that house prices would always rise.

19 December, 2011

16 December 2011

Mortgage arrears and repossessions set to increase

Council of Mortgage Lenders publishes it's forecasts for 2012 which predicts an increase in number of borrowers behind on their mortgage payments.

16 December, 2011

14 December 2011

Areas of England where people are most at risk of eviction

New research published by Shelter shows that with 1 in every 111 homes at risk of eviction, those living in London, Manchester, Slough and Peterborough are most at risk.

14 December, 2011

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