Other areas of social welfare law
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Bankruptcy and Debt Advice (Scotland) Act 2014 (Commencement No. 2, Savings and Transitionals) Order
New statutory instrument brings into force the Bankruptcy and Debt Advice (Scotland) Act 2014 from 1st April 2015 insofar as it is not already in force (except for section 27 in relation to section 17G(7) of the Bankruptcy Act 1985), and makes a number of saving and transitional provisions.
01 October, 2014
Findings of online payday loan tracker survey include that only one in five people struggling to repay a payday loan had the interest frozen and only a quarter thought the lender treated them sympathetically,
30 September, 2014
New Ministry of Justice statistics include that total of legal help matters started and civil representation certificates granted was 32 in employment cases, 2,584 in debt cases, 3,877 in community care cases and 55,943 in housing cases.
25 September, 2014
Review instigated following BBC exposure of companies sending letters purporting to be from debt recovery organisations.
23 September, 2014
Authority warns that firms must demonstrate that they provide appropriate advice, do not charge unfair fees, and have adequate processes for handling client money when assessments for consumer credit authorisation start next month.
22 September, 2014
Finding of Children's Society survey as new report calls for restrictions on loan advertising to join those already in place to protect children from adverts for gambling, alcohol, tobacco and junk food.
15 September, 2014
In force from 26 September 2014, new regulations that amend the Consumer Credit (Information Requirements and Duration of Licences and Charges) Regulations 2007 and prescribe information and forms of wording which must be included in certain statements and notices which creditors and owners are required to give to debtors and hirers under the Consumer Credit Act 1974.
05 September, 2014
Response sets out 'Blueprint for Development' based on enabling legislation and proportionate regulation; sound governance and strong management; sustainable business models, products and services; and appropriate investment.
04 September, 2014
New report from Citizens Advice Scotland which finds that consumers can experience significant detriment and hardship caused by the (often unintentional) use of a credit broker.
27 August, 2014
New judgment from the High Court in Northern Ireland (which may have application outside Northern Ireland) which considers whether a mortgage lender may both (a) consolidate arrears of monthly instalments with the mortgage balance upon which the instalments are calculated with the effect of increasing the contractual monthly instalments to spread those arrears over the residue of the mortgage term and also (b) rely on the arrears so consolidated as outstanding arrears for the purpose of possession proceedings.
27 August, 2014