Other areas of social welfare law


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16 January

Insolvency Proceedings (Monetary Limits) (Amendment) Order 2015

New regulations that increase the maximum amount of debt to £20,000, and the maximum total value of property to £1,000, which a person may have in order to be eligible for a debt relief order.

16 January, 2015

Bankruptcy creditor petition level to be increased to £5,000 from £750

Insolvency service also announces that the Debt Relief Order limit will be raised to £20,000 and that the changes will take effect from October 2015.

16 January, 2015

13 January

Credit unions finding it impossible to compete with marketing budgets of payday lenders

Christopher Kay, chair of the North Wales Credit Union, while welcoming a one-off £650,000 Welsh government advertising campaign, said that the community-based lenders needed to build more awareness, and that payday lenders were able to spend millions on advertising while his credit union - the largest in Wales - could only spend £20,000.

13 January, 2015

9 January

Goverment’s evidence for the Low Pay Commission’s 2015 report on national minimum wage

Report provides evidence on issues relevant to the Low Pay Commission’s task of monitoring, evaluating and reviewing the national minimum wage and its impact and making recommendations.

09 January, 2015

8 January

Government publishes list of banks to provide basic fee-free accounts

Nine banks are Barclays; the Co-operative Bank; HSBC; Lloyds Banking Group (including Halifax and Bank of Scotland brands); National Australia Group (including Clydesdale and Yorkshire brands); Nationwide; RBS Group (including NatWest and Ulster Bank brands); Santander; and TSB.

08 January, 2015

6 January

Government publishes response to call for evidence on credit unions

Response sets out 'the next steps that the government will take to create an environment in which the credit union sector can prosper'.

06 January, 2015

5 January

2,000 people a day to seek advice about debt from a Citizens Advice Bureau

New estimate based on figures from January 2014 which saw a 27 per cent increase in the number of debt problems people came for help with, compared to December 2013.

05 January, 2015

23 December 2014

Lloyds Fund awards £1m to credit unions

ABCUL reports on the first 17 awards from the Lloyds Banking Group Credit Union Development Fund.

23 December, 2014

19 December 2014

Customer debts to energy suppliers rises to more than £900m

Annual report from Ofgem also shows that, in 2013, a total of 1.5 million customers were in debt on their electricity payments, and 1.4 million on gas payments – around one in every 17 customers, and a rise on 2012 - and, further, that 550 households had electricity cut off and 84 lost gas.

19 December, 2014

15 December 2014

Treasury announces agreement with banks to provide basic fee-free accounts

New bank accounts, to be provided by nine high street banks and building societies, will be available to those who don't already have an account or who can’t use their existing account due to financial difficulty.

15 December, 2014

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