Other areas of social welfare law


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21 November

Government announces safeguards that will apply to Direct Recovery of Debt by HMRC

New safeguards include a guaranteed visit to debtors, a new specialist unit for vulnerable cases, allowing an appeal process to the County Court, and putting a hold on debtors' accounts and giving 30 days to arrange payment of the debt before any money is taken.

21 November, 2014

13 November

Majority of Britain’s poorest paid workers never escape the low pay trap

Alan Milburn, Chair of the Social Mobility and Child Poverty Commission who produced the report, says research is 'a powerful argument for Britain to become a Living Wage country'.

13 November, 2014

11 November

Financial Conduct Authority confirms price cap for payday loans from 2 January 2015

New rules will mean that no borrower will ever pay back more than twice what they borrowed, and someone taking out a loan for 30 days and repaying on time will not pay more than £24 in fees and charges per £100 borrowed.

11 November, 2014

7 November

Common Financial Tool etc. (Scotland) Regulations 2014

New regulations that make provision about the method for determining an appropriate amount of a living debtor’s income to be paid to a trustee after sequestration of the debtor’s estate, known as the 'common financial tool' in the Bankruptcy (Scotland) Act 1985, as amended by the Bankruptcy and Debt Advice (Scotland) Act 2014.

07 November, 2014

Bankruptcy and Debt Advice (Scotland) Act 2014 (Consequential Provisions) Order 2014

New regulations that make provision in consequence of the Bankruptcy and Debt Advice (Scotland) Act 2014 to introduce debtor contribution orders in place of existing arrangements for income payment orders and agreements, and alter existing arrangements for discharge of a debtor who has been sequestrated.

07 November, 2014

Debt Arrangement Scheme (Scotland) Amendment Regulations 2014

New amending regulations that introduce the possibility of using the Debt Arrangement Scheme in relation to legal persons and other entities, in connection in particular with businesses, and make amendments in respect of money advisers, including provision on who can apply to be a money adviser for a legal person or other entity and in relation to the functions and duties of money advisers.

07 November, 2014

Bankruptcy (Money Advice and Deduction from Income etc.) (Scotland) Regulations 2014

New regulations that make provision about various matters to implement provisions of the Bankruptcy and Debt Advice (Scotland) Act 2014 which amended the Bankruptcy (Scotland) Act 1985 including who can act as money advisers in relation to sequestration under the 1985 Act.

07 November, 2014

6 November

Competition and Markets Authority to investigate personal current account banking sector

Authority says that, following a consultation on the issue, it continues to have concerns about the effectiveness of competition in the personal current account and small and medium-sized enterprise banking sectors and has decided to make a market investigation reference.

06 November, 2014

5 November

New financial inclusion commission set up

Commission will publish report by February 2015 that will take stock of the extent of financial exclusion and the scope and effectiveness of current interventions to promote inclusion; review the changing context of technology, squeezed budgets, and welfare reform; seek to raise the awareness of the issue of financial exclusion; and identify calls for action for policymakers, regulators and the financial services industry to support the UK in becoming a more financially inclusive society.

05 November, 2014

23 October

Personal insolvencies in Scotland down by 12 per cent on same quarter last year

New official statistics for second quarter of 2014/2015 also show that awards for bankruptcy down by 3.9 per cent on last year.

23 October, 2014

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