Other areas of social welfare law
Debt
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16 May
At least 1.3m low income families spend a third of net income on housing, says Resolution Foundation
New research, reported by Guardian, shows interaction between shortage of private rented accommodation and earnings squeeze.
16 May, 2013
14 May
Office for National Statistics publishes new figures on property debt
New figures show that 37.3 per cent of people had mortgage in 2008/2010 and that only 13.6 per cent found debt 'a heavy burden'.
14 May, 2013
9 May
Consolidated Finance Limited v Collins
New Court of Appeal judgment considers argument that defendants' mortgages were regulated agreements for the purposes of the Consumer Credit Act 1974
09 May, 2013
7 May
Payday lenders failing to check if people can afford to repay, says Citizens Advice
New figures show that 65 per cent of payday loans don't come with financial checks, leading to 7 out of 10 being unable to pay back loan.
07 May, 2013
3 May
Older and disabled people ‘put off’ energy efficiency schemes’
Guardian reports on unpublished evidence from focus groups commissioned by Department for Energy and Climate Change.
03 May, 2013
2 May
Interest-only mortgagors face a large shortfall
BBC reports that the Financial Conduct Authority estimates that nearly half of homeowners with interest-only mortgages will not be able to pay off the loan when their mortgage matures, and that the average shortfall is £71,000.
02 May, 2013
29 April
High Street banks should offer personal micro-loans, says Citizens Advice
Banks should accept some responsibility for the growth of the payday loan market and have opportunity to 'right past wrongs' by offering an inventive, low-interest and responsible solution to the need for short term credit, says charity.
29 April, 2013
McGuire v Rose & Ors
New Court of Appeal judgment considers whether a County Court judge had correctly interpreted section 304 of the Insolvency Act 1986 which provides for actions to be brought against the trustee in bankruptcy in respect of defaults or shortcomings.
29 April, 2013
25 April
Cancer patients experience average £570 a month loss as a result of illness, says Macmillan
New report sets out the results of research into the financial effects of cancer and finds that support is not always easy to access or good enough.
25 April, 2013
24 April
Personal insolvencies in Scotland down by 9.9 per cent on previous quarter
New statistics for fourth quarter of 2012/2013 show 3,472 personal insolvencies for the period, which was also 28.8 per cent lower than the corresponding quarter of the previous year.
24 April, 2013
