I agree with Paul's conclusion and comments about the effects of the new PCA for each claim, but - for completness - the own occupation test doesn't apply to either claim unless the client returned to work for at least 8 weeks since failing the PCA. On the first claim they don't have to pay until the PCA is carried out, on the second claim, they should treat the client as incapable of work pending the PCA.
Both cases come under reg 28 IFW regs.
You mention a new condition though. If the new condition was on the first of the new claims, then even though it's within six months, client should still be treated as IoW pending a PCA. If the second new claim was outside six months, then it's irrelevant what his condition is.
Tony
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